NSP House #50

Citrus County Housing Services applied for funding through the Neighborhood Stabilization Program (NSP) in 2010 for Citrus County to help get foreclosed homes back on the tax roll. This is a grant program implemented through the U.S. Department of Housing and Urban Development. Our program is currently using $3.9 million in NSP funds and concentrates on the Beverly Hills area. The program uses two strategies: 1) To buy bank-owned, foreclosed properties and 2) To rehabilitate those home and sell them local homeowners.

The properties are identified by Home Path, who emails Housing Services staff bank foreclosures 15 days in advance of the public. Closings are done electronically, and NSP pays all associated costs, including commissions, pro-rated taxes, and insurance. Typically the seller's title company coordinates the closing. Appraisals are performed by Cote Appraisals to ensure we do not overpay for a home. The bank signs an NSP addendum agreeing to a purchase price of 1% below appraised value.

Citrus County Housing Services purchased our 50th NSP house on April 25, 2014!

This property is located at 22 N. Osceola Street in Beverly Hills. The next step is to schedule a walk-through with a checklist to determine the rehabilitation needed at this site.

In celebration of #50, we will be following the progress of this house from start to finish. Pictures will be posted here with descriptions of how the rehabilitation is progressing over the next several months.  Stay tuned to follow the progress!

                IT'S NOW COMPLETE! - View the images to see the transformation!


  • Before: Front: Lots of shade and potential.
  • Before: Bathroom: Very Pink! We cannot wait to see the new look!
  • Before: Florida Room: Nice open space with natural light.
  • Before: Kitchen: View from kitchen looking into the dining room area.
  • Before: Living Room area.
  • Before: Side of House: Needs some work, but will look great in the end!


  • During: Back View
  • During: Bathroom
  • During: Bedroom
  • During: View of Dumpster
  • During: Front View
  • During: Garage
  • During: Kitchen
  • During: Laundry Room
  • During: Living Room
  • During: Living Room
  • During: Living Room
  • During: Living Room
  • During: Living Room


  • After: Back of house
  • After: Bathroom
  • After: Bedroom
  • After: Florida-Room
  • After: Front of house
  • After: Kitchen
  • After: Living room


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