Citrus County Earns High Rating For Compliance with NFIP
The Citrus County Building Division is proud to announce the final score from the most recent Community Rating System (CRS) evaluation has been determined. The Community Rating System is completed every three years to measure compliance with the National Flood Insurance Program (NFIP) rules and regulations. Previously, the County was given a community rating of “6”, which afforded our citizens a 20% discount on their flood insurance premiums. The new community rating is a “5”, which will afford our citizens a 25% discount on their flood insurance premiums. In the CRS program, a lower score is better. Citrus County has large areas of land listed as Special Flood Hazard Areas (SFHA) according to Federal Emergency Management Agency (FEMA) and their Flood Insurance Rate Maps (FIRM’s). Any property located within a SFHA that has a federally backed loan or mortgage is required to carry flood insurance. Flood insurance is only offered through two means: fairly expensive insurance through private carriers or fairly affordable insurance through NFIP. Affordable NFIP insurance is only available to citizens of Citrus County because the County has chosen to participate in the NFIP program. If the County agrees to enforce the rules and regulations associated with special flood hazard areas and we fulfill other requirements of the NFIP, then FEMA will allow our citizens to buy flood insurance through the NFIP. By achieving better scores in the CRS program, our citizens can receive premium discounts. For more information on the Flood Management Program, please call 527-5310.